1649 W LOMA Lane, Phoenix, AZ 85021

$589,900

NO HOA + RV GATE + OWNED SOLAR + POOL in the heart of Central Phoenix! Welcome to this beautifully maintained and thoughtfully upgraded 4-bedroom home in the highly desirable Royal Oaks neighborhood offering comfort, flexibility, and an unbeatable location. From the moment you arrive, the home radiates… Read More inviting curb appeal with refreshed exterior finishes and mature, well-manicured landscaping. Inside, warm wood-style flooring and an open, light-filled layout create an inviting atmosphere that is perfect for both everyday living and effortless entertaining. The home underwent an extensive renovation in 2019-2020, including a stunning kitchen and bathroom remodel, all new energy-efficient dual pane windows, updated finishes, and significant system improvements with additional upgrades completed since, showcasing true pride of ownership throughout. The spacious and beautifully remodeled kitchen is a true centerpiece, featuring quartz countertops, stylish updated cabinetry, a generous center island, coffee bar, designer backsplash, and upgraded stainless steel appliances, including a professional GE/Café pro gas range with griddle and smart double oven, ideal for hosting gatherings or enjoying quiet evenings cooking at home. Both bathrooms have been tastefully renovated with classic subway tile showers, updated vanities, and modern fixtures. Major system enhancements provide added peace of mind, including an upgraded electrical panel and numerous thoughtful improvements throughout the home. Step outside to your private backyard retreat, where a sparkling resurfaced pool, upgraded in 2020 with updated equipment, creates the ultimate Arizona outdoor oasis, complemented by refreshed landscaping designed for relaxation and enjoyment. Enjoy the freedom of no HOA restrictions, allowing you to truly make the property your own without additional fees, approvals, or monthly assessments. The RV gate offers exceptional flexibility with space for a camper, trailer, boat, or recreational vehicles, a rare and highly sought-after feature in this central location. To top it all off, the home features a newer owned solar system installed by the current owner, fully owned, not leased, and not subject to any escalating solar agreement. Unlike many properties with complex lease transfers or ongoing payments, this system conveys with the home, delivering energy efficiency and significantly reduced electric costs without any additional solar expense. This is a substantial value improvement already paid for by the Seller, allowing the next homeowner to immediately enjoy the long-term savings and benefits. With its rare combination of freedom, thoughtful upgrades, energy efficiency, and prime location, this home is truly a standout gem in one of Central Phoenix's most desirable pockets -- a move-in-ready opportunity you do not want to miss. Read Less

Courtesy of HomeSmart 602-230-7600

Listing Snapshot

Days Online

Last Updated

Feb 23, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

1,862

Lot Size

0.19 Acres

Year Built

1968

MLS Number

6988411

30 Days Snapshot Of 85021

$648k

+16%

(avg) sold price

-26%

homes sold

-19%

(avg) days on market

Snapshot

Area Map

Additional Details

Lot

"Desert Back", 0.19 acres, 8,150 sqft, "North/South Exposure", "Desert Front", "Grass Back", "Auto Timer H2O Front", "Auto Timer H2O Back"

Appliances & Equipment

"Dryer", "Washer", "Refrigerator", "Built-in Microwave", "Dishwasher", "Disposal", "Gas Range"

Building

Built in 1968, Architectural style: "Ranch", Living area: 1862, Construction materials: "Stucco", "Painted", "Block"

Cooling

"Central Air", "Ceiling Fan(s)"

Exterior Features

"Storage"

Fence

"Block"

Fireplaces

"Family Room"

Floors

"Carpet", "Laminate", "Tile"

Garage

2 spaces

Heating

"Electric"

Home Owner's Association

Association fee includes: "No Fees"

Interior Features

"Quartz Countertops", "High Speed Internet", "No Interior Steps", "Kitchen Island", "3/4 Bath Master Bdrm"

Laundry

"In Garage"

Energy Saving

Green energy efficient: "Solar Panels"

Parking

"RV Gate", "Garage Door Opener", "Side Vehicle Entry"

Pool

"Outdoor"

Roof

"Composition"

Sewer

"Public Sewer"

Taxes

Annual amount: $2,720, Lot: 85

Windows

"Dual Pane"

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